U.S. Bank Smartly™ Visa Signature® Card
U.S. Bank
Everyday spending
Welcome Bonus
No Welcome Bonus Available
Rewards Structure
General2x
Key Benefits
Earn more cash back when making purchases at over 1,100 online stores through the Rewards Center Shopping Deals
Pay over time with a U.S. Bank ExtendPay® Plan with no interest, just a fixed monthly fee
Pros
- No annual fee
- Unlimited 2% cash back on every purchase
- Up to 4% cash back with qualifying balances
- 0% intro APR on purchases and balance transfers for the first 12 billing cycles
Cons
- Variable APR after intro period
- Requires good to excellent credit
