General
U.S. BankU.S. Bank Smartly™ Visa Signature® Card
Everyday spending
Welcome bonus
No welcome bonus currently available
Rewards
General
2xBenefits
- Earn more cash back when making purchases at over 1,100 online stores through the Rewards Center Shopping Deals
- Pay over time with a U.S. Bank ExtendPay® Plan with no interest, just a fixed monthly fee
Pros
- No annual fee
- Unlimited 2% cash back on every purchase
- Up to 4% cash back with qualifying balances
- 0% intro APR on purchases and balance transfers for the first 12 billing cycles
Cons
- Variable APR after intro period
- Requires good to excellent credit
