AARP Essential Rewards Mastercard · CardMatcha

Cards Rankings Ask AI Profile

Back to all cards

General

Barclays

AARP Essential Rewards Mastercard

Everyday spending

Welcome bonus

Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening.

Rewards

Gas & Transit

3x

General

2x

Benefits

$0 Fraud Liability Protection
Complimentary online access to your FICO Credit Score
Charitable Contribution to AARP Foundation

Pros

No annual fee
Rewards program
Unlimited rewards that never expire
Complimentary FICO Credit Score

Cons

High APR
Balance transfer fee
Foreign transaction fee

Annual fee: No annual fee
Rating: 3.0
Issuer: Barclays

Opens Barclays's site. Terms apply.

Mindful credit, maximized rewards. Compare cards on the numbers that actually matter.

Browse

All cards
Rankings
Ask AI
My cards

Categories

Travel
Dining
Groceries
Shopping

About

About
Feedback
Submit a missing card

CardMatcha strives to keep its information accurate and up to date. However, this information may be different than what you see when you visit a financial institution, service provider or specific product's site. We strongly encourage you to conduct your own research and verify all details directly on the product's official website to ensure you have the most current and accurate information. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution's Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly.

© 2026 CardMatcha · Credit card offers subject to approval