AARP Essential Rewards Mastercard
Barclays
Everyday spending
Welcome Bonus
Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening.
Rewards Structure
Gas & Transit3x
General2x
Key Benefits
$0 Fraud Liability Protection
Complimentary online access to your FICO Credit Score
Charitable Contribution to AARP Foundation
Pros
- No annual fee
- Rewards program
- Unlimited rewards that never expire
- Complimentary FICO Credit Score
Cons
- High APR
- Balance transfer fee
- Foreign transaction fee
