General
Bank of AmericaBank of America® Customized Cash Rewards Credit Card
Everyday spending
Welcome bonus
$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days
Rewards
Everyday
Groceries & SupermarketsFirst $2,500 per year, then the base rate
2xBonus categories
Each applies only to the spend described, not to the whole category.
GeneralIn one category you chooseFirst $2,500 per quarter, then the base rate
6xBenefits
- $0 Liability Guarantee for fraudulent transactions
- Balance Connect® for overdraft protection
- Add your card to your mobile device for in-store or in-app purchases
Pros
- No annual fee
- 6% cash back in the category of your choice for the first year
- 0% Intro APR for 15 billing cycles
- Preferred Rewards members earn 25%-75% more cash back
Cons
- 3% balance transfer fee for the first 60 days
- Variable APR after intro period