Instacart Mastercard®
Chase
Everyday shopping and Instacart purchases
Welcome Bonus
$50 Instacart credit automatically upon approval
Rewards Structure
Groceries & Supermarkets5x
Travel5x
Dining & Food Delivery2x
Gas & Transit2x
Entertainment2x
General1x
Key Benefits
$50 Instacart credit upon approval
No foreign transaction fees
Pros
- No annual fee
- 5% cash back on Instacart purchases
- 5% cash back on Chase Travel purchases
- 2% cash back at restaurants, gas stations, and select streaming services
Cons
- Limited to $6,000 annual spend for 5% Instacart cash back
- No rewards on certain transactions like cash advances
