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Xbox Mastercard
Quick Stats
Rating
3
Annual FeeNo Fee
Category
Entertainment
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Xbox Mastercard

Barclays

Gamers and digital content consumers

Welcome Bonus

Earn 5,000 bonus card points after making your first purchase within the first 180 days of account opening. That's a $50 value.

Rewards Structure
Entertainment5x
Dining & Food Delivery3x
General1x
Key Benefits
Earn 3 months of Game Pass Ultimate for new Game Pass members after making your first purchase
Earn two 3-month Game Pass Ultimate codes when you spend $7,000 or more within your first 12 months
Get 3 months of Spotify Premium Individual after your first purchase with your Xbox Mastercard
$0 Fraud Liability protection
Complimentary FICO® Credit Score Online access
Pros
  • No annual fee
  • High rewards on Microsoft Store purchases
  • Personalized card design with gamertag
Cons
  • High APR
  • Limited to digital and streaming services for higher rewards