Bank of America® Customized Cash Rewards Secured Credit Card
Bank of America
Building or strengthening credit while earning cash back
Welcome Bonus
Earn 3% cash back + 3% first-year cash back bonus in the category of your choice
Rewards Structure
Gas & Transit6x
Shopping6x
Dining & Food Delivery6x
Travel6x
Groceries & Supermarkets2x
General1x
Key Benefits
$0 Liability Guarantee for fraudulent transactions
Balance Connect® for overdraft protection
Digital Wallet Technology with Apple Pay®, Google Pay™ or Samsung Pay
Access to Online and Mobile Banking
Pros
- No annual fee
- Earn 6% cash back in a category of your choice for the first year
- Automatic 2% cash back at grocery stores and wholesale clubs
- Unlimited 1% cash back on all other purchases
- Security deposit may be returned based on credit history
Cons
- High standard APR of 27.99% variable
- Secured card requires a minimum security deposit of $200
- No introductory APR offers